I work so hard just to get along 
Before I know it, all the money's gone 
I do my best just to make headway 
And save some money for a rainy day 

If money talks, it's not talkin' to me, if money talks, I said 
If money talks, it's not talkin' to me, if money talks 
If money can talk, let's talk 
If money can talk, we should talk, talk about it 
If money can talk, let's talk 
If money can talk, we should talk 

I find it rough just to pay the rent 
Before I know it all the money's spent 
I work hard and toe the line 
And learn to take one day at a time 

If money talks, it's not talkin' to me, if money talks, I said 
If money talks, it's not talkin' to me, if money talks 
If money can talk, let's talk 
If money can talk, we should talk, talk about it 
If money can talk, let's talk 
If money can talk, let's talk 

We pay our taxes just like they say 
And man it hurts to give the money away 
A penny saved, a penny earned 
You do your best, and you still get burned 

If money talks, it's not talkin' to me, if money talks, I said 
If money talks, it's not talkin' to me, if money talks 
I work so hard, just like you (just like you) 
But someday things'll change 
If money can talk, this is it 
If money can talk, let's talk 
If money can talk, we should talk, talk about it 
If money can talk, let's talk 
If money can talk, we should talk